Adam and Catherine manage a family-focused financial services practice and strives to help his clients pursue and address both short and long-term financial goals with a focus on financial and retirement planning. By taking a comprehensive approach to planning, Adam works to be a great resource for his clients to help them preserve and grow their wealth.

Areas of focus

  • Wealth Accumulation
  • Wealth Preservation
  • Wealth Transfer

Working with a CFP® Professional

When choosing a financial advisor to help you meet your wealth management goals, consider the benefits of working with someone that is a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional. This well-regarded certification is awarded by the CFP® Board to individuals that have met rigorous educational, testing, and ethical standards.



To obtain the CFP® certification, individuals must complete a comprehensive course of study at an approved college or university covering a multitude of financial planning topics, including:

  • Investments
  • Estate planning
  • Insurance
  • Income tax planning
  • Wealth transfer strategies
  • Risk management
  • Retirement planning
  • Employee benefits
  • Wealth management planning

Upon completion of the required coursework, individuals must pass a comprehensive, two-day, 10-hour examination that tests one’s ability to apply the knowledge they have obtained to real-life situations.  This test is considered one of the most difficult in the industry, with only a 55-60%* pass rate.



Beyond education, CFP® professionals must adhere to a strict code of ethics, upholding principles of integrity, objectivity, competence, fairness, confidentiality, professionalism and diligence when providing service to others. These standards are monitored closely by the CFP® Board and violation of these principles can result in the revocation of the designation.


Why it should matter to you

There are a variety of attributes that you can expect from an advisor with the CFP® certification, including: 

  • being well-versed in developing integrated wealth management plans;
  • a robust theoretical and practical knowledge of investment products and services;
  • an unwavering commitment to the highest ethics; and
  • a steadfast commitment to putting your interests first.
Adam Ariosa | Financial Advisor | SFG Wealth Management MD
Financial Advisor

Adam joined SFG Wealth Management in 2011. He manages a family-focused financial services practice and strives to help...

Catherine | Operations Manager | SFG Wealth Management MD
Operations Manager

Cathy joined SFG in March, 2015 as an Executive Assistant to Roger Shorr, CFP®. After moving to Maryland from upstate...

Get In Touch